MIJENGO YA HATARI INAYOMILIKIWA NA MACELEB

HOW YOU CAN DEVELOP A GREAT PERSONAL HABIT OF SAVINGS AND INVESTMENTS:

• Keep some part of your earnings for your future. This is the “pay yourself second” principle.

• 10- 50 percent of your salary should go to work for you. Money in the purse is only gratifying to the soul; so put more of your money into savings plan and less in your purse for immediate and easy spending.

• Learn to live according to your purse (i.e., what you eventually have left after servicing your savings plan), and learn to live on less than your salary. watch on how you spend your money, the things you spend your money with they may be cheap but when you sum up the amount of money spent, it is a lot.

• Don’t be in a hurry to invest. Take great caution so that you do not lose your money. Remember, quick gain is deceptive. Many have said that if you want to make a million dollars you have to endure a million dollars’ worth of pain.

• Gain usually takes time. You don't harvest the same day you have just sow your seed.

• The first principle of investment is securing the principles of righteousness and honesty.

• Analyze your priorities. Discipline yourself to save and invest and thereby later attain increasing wealth.